Finding the right answer begins with asking the right questions.

A truly comprehensive approach to financial management must include deep expertise in risk management and insurance, investment management, employee benefits and retirement plans. Krempa offers all of this, along with another skill we consider equally crucial – the ability to listen.

FINANCIAL PLANNING AND CONSULTING

There’s an incomparable sense of freedom that comes with asset building. But how will you accomplish this in your own life? Investments, insurance, inflation, taxes and medical care all remain in a constant state of flux. Charting a clear course for your financial future may seem like a daunting task. That’s where Krempa can help.

To begin, we’ll want to clearly understand exactly where you are today, and where you aspire to be in the years ahead. What does your dream home look like? Where do you want to vacation? What sort of legacy do you hope to establish for those you care about most? Are you anticipating any big life changes? With a clear sense of your complete financial picture, we can put our knowledge capital to work for you.

Our comprehensive financial planning services include:

RETIREMENT PLANNING
ESTATE PLANNING
EDUCATION PLANNING
ASSET ALLOCATION PLANNING
FEE-ONLY COMPREHENSIVE PLANNING SERVICES

RISK MANAGEMENT AND INSURANCE

None of us has the power to predict what challenges and opportunities the future might bring. Yet we can all be proactive in preparing for the unexpected. A sound, well-executed plan will help you protect those who trust you and rely on your sound judgment – your partner, children or business associates. Krempa can help you select the best strategy for creating a comprehensive and competitive insurance portfolio.

Our risk management and insurance offerings include:

LIFE INSURANCE
DISABILITY INSURANCE
MEDICAL INSURANCE (INDIVIDUAL AND MEDICARE)
LONG TERM CARE INSURANCE

INVESTMENT MANAGEMENT

Krempa provides outstanding service to each of our clients, both corporate and individual. We offer a comprehensive suite of investment management solutions, backed with the sort of expert advice that allows you to invest with confidence.

There’s an ancient pearl of wisdom that’s still every bit as valid today as it was in centuries past: the very best time to plant a tree was 20 years ago. The second-best time to plant that tree? Today. Remember, it’s never too early – or too late – to begin planning for your future.

Our comprehensive investment management services include:

INVESTMENT ADVISORY SERVICES
MUTUAL FUNDS
INDIVIDUALLY MANAGED ACCOUNTS
STOCKS, ETFS, AND BONDS

EMPLOYEE BENEFITS AND RETIREMENT

Creating and maintaining a competitive employee benefits program has become one of the most costly and important challenges faced by employers today. This is a complex subject, and demands highly specialized expertise. Our team stays on the cutting edge of all relevant trends, programs and regulatory issues, so we’re well positioned to help you navigate today’s dizzying benefits marketplace.

Krempa provides comprehensive advisory, implementation and administrative services to a diverse group of clients throughout Philadelphia’s Five County region. We stand ready to assist with every facet of your employee benefits and retirement plan consulting. You can rest assured that we’ll take time to explain all the options and intricacies of your program – our goal is to help you become more educated consumer.

Our comprehensive employee benefit and retirement services include:

GROUP BENEFITS
– Group Life
– Group Medical
– Group Disability
– Group Dental
– Group Vision
– Group Prescription Coverage
– Group Voluntary Benefits

EXECUTIVE BENEFITS
EMPLOYER SPONSORED RETIREMENT PLANS

Whether you have specific questions, or simply want to start an initial conversation as a way to test the waters, we’d love to hear from you. Please use the link below to schedule a time.

The information contained is for general use and it is not intended to cover all aspects of a particular matter. Neither the information presented nor any opinion expressed constitutes a representation by us or a solicitation of the purchase or sale of any securities. The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any federal tax penalties. Entities or persons distributing this information are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.